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INSURANCE-FINANCIAL RESPONSIBILITY LAW-SIGN DOWN-FORMS-STACKING

Universal Underwriters Ins. Co. v. Swenson, 2024 U.S. Dist. LEXIS 70627 (M.D. Pa. (April 18, 2024) (Munley, J.).

In this case, the form asked for $35,000, not $300,000. Further, the form indicated that the insured wrote “$300,000” regarding “Designated Individuals”.

Also, stacking was waived.

The court found that the limits were $35,000, that the $300,000 applied to other individuals, not the insured. Also, the court found there was no stacking. Opinion by federal Judge Julia K. Munley.