Barclift v. Keystone Credit Servs., LLC, 2024 U.S. App. LEXIS 3796 (3rd Cir. February 16, 2024) (Freeman, C.J.). To facilitate its efforts to collect a debt, Keystone Credit Services, LLC (“Keystone”) sent Paulette Barclift’s personal information to a mailing vendor, RevSpring, which then mailed Keystone’s collection notice to Barclift. Barclift did not authorize Keystone’s communications […]