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Category: Car Accidents

Uninsured / Underinsured Motorists’ Coverage

What is UM/UIM Coverage: Uninsured motorists’ coverage applies in a situation where a collision occurred and the responsible party has no insurance coverage or the responsible party could not be identified, as the responsible party has fled the accident scene. Underinsured motorists’ coverage involves a situation where the responsible party has insurance coverage, but the […]

Federal Law on Automobile Insurance Reimbursement

For ERISA-qualified plans, ERISA preempted application of the anti-subrogation provision of the MVFRL. Other state laws are also pre-empted by ERISA. The anti-subrogation provision of the MVFRL precludes governmental healthcare plans (non-ERISA qualified plans) from exercising subrogation rights against a health care recipient’s tort recovery. HMOs are exempt from the anti-subrogation provision of the MVFRL. […]

Vicarious Liability in Automobile Cases

On March 1, 2006 the amendments to the Insurance Act (“IA”), the Highway Traffic Act (“HTA”) and the Compulsory Automobile Insurance Act (“CAIA”), which reformed the rules for vicarious liability with respect to leased and rented automobiles, came into force. Language included in these statutes annulled state “vicarious liability” laws that previously had held vehicle […]

Two Drivers Killed Near Lycoming Mall

Head-on crash Friday afternoon turned deadly in Fairfield Township when one driver died at the scene, and the other driver later died at Williamsport Regional Medical Center, according to state police at Montoursville and the Lycoming County Coroner’s office. Bethany G. Hughes, 23, and Paul L. Kremser, 90, both of Montoursville, died as a result […]